Terms of Service
1. Acceptance
By accessing Harbinger's website or viewing our content on any platform, you agree to these Terms of Service. If you do not agree, please do not use our content or services.
2. Content is educational only
All content published by Harbinger — including videos, captions, descriptions, and website copy — is produced for educational and informational purposes only. Nothing we publish constitutes:
- Financial advice
- Investment advice
- Tax advice
- A personal recommendation to buy or sell any financial product
Past performance of any financial product mentioned is not a reliable indicator of future results. Always seek advice from a suitably qualified financial adviser before making any investment decision.
3. FCA regulatory status
Harbinger is not authorised or regulated by the Financial Conduct Authority (FCA). We are a media publisher, not a financial services firm. Any financial products or services mentioned in our content are provided by third parties who are responsible for their own regulatory compliance.
4. Affiliate links
Some links in our video descriptions and website are affiliate links. We may earn a commission if you click through and make a purchase or open an account. This does not affect the price you pay. Our content is produced independently and is not influenced by affiliate relationships.
5. Intellectual property
All content published by Harbinger — including videos, scripts, graphics, and website copy — is our intellectual property unless otherwise stated. You may share our content for non-commercial purposes with attribution. You may not reproduce, adapt, or republish our content for commercial use without prior written permission.
6. Third-party platforms
Our content is distributed via TikTok, YouTube, and Instagram. Your use of those platforms is governed by their respective terms of service, not ours. We are not responsible for the availability, accuracy, or policies of third-party platforms.
7. Limitation of liability
To the fullest extent permitted by law, Harbinger accepts no liability for any financial loss, investment loss, or other loss arising from reliance on our content. You use our content entirely at your own risk.
8. Changes to these terms
We may update these Terms of Service at any time. The date at the top of this page reflects the most recent revision. Continued use of our content after any change constitutes acceptance of the revised terms.
9. Governing law
These terms are governed by the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.
10. Contact
For any enquiries regarding these terms, contact us at: [email protected]